Make paying for your insurance easier with LEVEL PREMIUMS & (save thousands in premium dollars)

Most insurance premiums increase as you get older. Level premiums give you the ability to fix your premiums so they won't increase due to age. This can save you thousands of dollars over the life of your policy. "With a flat surface it is easier to manage than an uphill climb"

The average age people cancel their income protection is 46. The average age they need to claim on their income/protection is 47. (Asteron life claims experience data)

Here is how it works

Mark brown is in his early forties and has $500,000 of Life cover. If Mark chooses a yearly increasing premium structure he'll pay a total of $167,300 over the next thirty years. If however, Mark chooses a level (fixed) premium structure, he will pay a total of only $47,500, saving $119,750 over the next thirty years.

Level premiums for income protection

For Income Protection: Until you turn 65, 70, or until your cover expires.

For Cancer Cover: Until you turn 65 or 70.

For Life Cover: Until you turn 70 or 80

For Trauma Recovery Cover: Until you turn 65 or 70

For Accelerated Total and Permanent Disability Cover: Until you turn 70 or 80

For Stand Alone Total and Permanent Disability Cover: Until you turn 65 or 70


"Level premium insurance can save you literally thousands and thousands of dollars over the life of your policy, meaning you're protected against paying very large premiums as you get older."

Call us today to see how we can save you money long term with level premiums. Call free on 0800-865-855.